@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}}:root{--ink:#142c36;--muted:#63757b;--line:#dce4e2;--cream:#f5f3ed;--paper:#fff;--mint:#b9dccc;--mint-dark:#17664f;--navy:#1b4a5a;--sand:#e8cda2}*{box-sizing:border-box}html{background:var(--cream)}body{color:var(--ink);background:radial-gradient(circle at 8% 10%,#fff 0,transparent 24%),var(--cream);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica Neue,sans-serif}button,input,select{font:inherit}button{color:inherit}.app-shell{flex-direction:column;min-height:100vh;display:flex}.topbar{border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#ffffffe0;justify-content:space-between;align-items:center;height:72px;padding:0 4.5vw;display:flex}.brand{letter-spacing:-.4px;align-items:center;gap:11px;font-family:Georgia,serif;font-size:23px;font-weight:700;display:flex}.brand-mark{background:var(--ink);color:#fff;border-radius:50%;place-items:center;width:34px;height:34px;font-style:italic;display:grid}.brand-sub{border-left:1px solid var(--line);letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);padding-left:11px;font-family:Arial,sans-serif;font-size:11px;font-weight:600}.top-actions{align-items:center;gap:22px;font-size:12px;display:flex}.top-actions form{margin:0}.secure{color:var(--muted);align-items:center;gap:7px;display:flex}.secure-dot{background:#3ca676;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 3px #dff1e8}.lang,.exit{cursor:pointer;background:0 0;border:0}.lang{font-weight:700}.exit{border:1px solid var(--line);background:#fff;border-radius:8px;padding:10px 14px;font-weight:600}.progress-wrap{width:min(1180px,91vw);margin:26px auto 20px}.progress-copy{text-transform:uppercase;letter-spacing:1.35px;color:var(--muted);justify-content:space-between;margin-bottom:15px;font-size:11px;font-weight:700;display:flex}.stepper{grid-template-columns:repeat(5,1fr);display:grid;position:relative}.stepper:before{content:"";background:#cfd9d6;height:1px;position:absolute;top:15px;left:3%;right:3%}.step{z-index:1;color:#8b999d;align-items:center;gap:10px;font-size:12px;font-weight:700;display:flex;position:relative}.step:nth-child(n+2){justify-content:center}.step:last-child{justify-content:flex-end}.step-dot{background:var(--cream);border:1px solid #cbd5d2;border-radius:50%;place-items:center;width:31px;height:31px;font-size:10px;display:grid}.step.active{color:var(--ink)}.step.active .step-dot{background:var(--ink);color:#fff;border-color:var(--ink);box-shadow:0 0 0 5px #e1e9e6}.step.done .step-dot{background:var(--mint-dark);color:#fff;border-color:var(--mint-dark)}.workspace{grid-template-columns:minmax(0,1.65fr) minmax(320px,.75fr);align-items:stretch;gap:18px;width:min(1180px,91vw);margin:0 auto 30px;display:grid}.content-card,.assistant-panel{background:var(--paper);border:1px solid #132c361a;border-radius:14px;box-shadow:0 12px 35px #2a3a3712}.content-card{flex-direction:column;min-height:610px;padding:42px 48px 0;display:flex}.eyebrow{text-transform:uppercase;letter-spacing:1.4px;color:var(--mint-dark);align-items:center;gap:10px;font-size:10px;font-weight:800;display:flex}.rule-badge{letter-spacing:.4px;background:#f3faf7;border:1px solid #d4e8df;border-radius:20px;padding:5px 9px}.rule-badge.success{color:#227052;background:#e8f6ef}.content-card h1{letter-spacing:-1.5px;max-width:680px;margin:18px 0 14px;font:400 clamp(30px,3.2vw,46px)/1.08 Georgia,serif}.lead{color:var(--muted);max-width:660px;margin:0 0 28px;font-size:15px;line-height:1.65}.lead strong{color:var(--ink)}.option-grid{gap:10px;display:grid}.option{text-align:left;border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:10px;align-items:center;gap:15px;width:100%;padding:16px 18px;transition:all .18s;display:flex}.option:hover{border-color:#8db6a6;transform:translateY(-1px)}.option.selected{border-color:var(--mint-dark);box-shadow:inset 3px 0 var(--mint-dark);background:#f1f8f5}.radio{border:1px solid #a8b6b2;border-radius:50%;flex:none;width:19px;height:19px;position:relative}.selected .radio{border-color:var(--mint-dark)}.selected .radio:after{content:"";background:var(--mint-dark);border-radius:50%;position:absolute;inset:4px}.option strong,.option small{display:block}.option strong{margin-bottom:4px;font-size:14px}.option small{color:var(--muted);font-size:12px;line-height:1.35}.info-line{background:#f5f7f6;border-radius:8px;align-items:center;gap:13px;margin-top:20px;padding:13px 15px;display:flex}.info-line>span{border:1px solid #a8b6b2;border-radius:50%;place-items:center;width:22px;height:22px;font:italic 14px Georgia;display:grid}.info-line p{color:var(--muted);margin:0;font-size:11px;line-height:1.5}.info-line strong{color:var(--ink)}.disclosure-grid{grid-template-columns:1fr 1fr;gap:10px;display:grid}.disclosure-grid article{border:1px solid var(--line);background:#fbfcfb;border-radius:10px;padding:14px}.disclosure-grid strong{font-size:12px}.disclosure-grid p{color:var(--muted);margin:6px 0 0;font-size:10px;line-height:1.45}.confirmation-list{gap:7px;margin:14px 0 20px;display:grid}.confirmation-list label,.compliance-warning label{cursor:pointer;align-items:flex-start;gap:9px;font-size:10px;line-height:1.4;display:flex}.confirmation-list input,.compliance-warning input{accent-color:var(--mint-dark);margin-top:1px}.loss-scale{grid-template-columns:repeat(3,1fr);gap:9px;margin-top:18px;display:grid}.loss-scale div{background:#fdf8f4;border:1px solid #eaded3;border-radius:8px;padding:12px 14px}.loss-scale span,.loss-scale strong{display:block}.loss-scale span{color:#9a6151;font-size:10px}.loss-scale strong{margin-top:4px;font:400 18px Georgia}.form-grid{grid-template-columns:1.2fr 1fr;gap:15px;margin-bottom:28px;display:grid}.field>span{margin-bottom:8px;font-size:11px;font-weight:700;display:block}.input-wrap{border:1px solid var(--line);border-radius:8px;display:flex;overflow:hidden}.input-wrap span{border-right:1px solid var(--line);background:#f2f5f4;padding:13px;font-size:11px;font-weight:700}.input-wrap input{border:0;outline:none;width:100%;padding:0 13px;font-weight:700}.field select{border:1px solid var(--line);background:#fff;border-radius:8px;outline:none;width:100%;padding:12px}.content-card h2{margin:0 0 12px;font:400 20px Georgia}.service-grid{grid-template-columns:repeat(2,1fr);gap:9px;display:grid}.service-card{text-align:left;border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:10px;flex-direction:column;align-items:flex-start;min-height:108px;padding:13px 15px;display:flex;position:relative}.service-card.selected{border-color:var(--mint-dark);background:#f3f8f6}.service-icon{color:var(--mint-dark);margin-bottom:7px;font-size:16px}.service-card strong{font-size:13px}.service-card small{color:var(--muted);margin-top:4px;font-size:10px;line-height:1.35}.recommended{text-transform:uppercase;letter-spacing:.8px;color:var(--mint-dark);background:#dcefe6;border-radius:12px;padding:4px 7px;font-size:8px;position:absolute;top:10px;right:10px}.warning{color:#6f5a20;background:#fff6df;border:1px solid #f0dfaa;border-radius:7px;margin-top:12px;padding:11px 13px;font-size:11px;line-height:1.4}.warning.large{padding:18px;font-size:13px;line-height:1.55}.fund-mode{border:1px solid var(--line);background:#f7f9f8;border-radius:9px;grid-template-columns:1fr auto;align-items:center;gap:5px 14px;margin-top:12px;padding:12px 14px;display:grid}.fund-mode>span{font-size:11px;font-weight:700}.fund-mode>div{gap:4px;display:flex}.fund-mode button{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:6px;padding:6px 10px;font-size:10px;font-weight:700}.fund-mode button.selected{border-color:var(--mint-dark);background:var(--mint-dark);color:#fff}.fund-mode small{color:var(--muted);grid-column:1/-1;font-size:9px}.compliance-warning strong{font-size:12px;display:block}.compliance-warning p{margin:5px 0 9px}.compliance-warning label{font-weight:700}.recommendation-banner{background:#eff8f4;border:1px solid #cce2d8;border-radius:10px;margin:2px 0 18px;padding:18px 150px 18px 18px;position:relative}.recommendation-banner>span{letter-spacing:1px;text-transform:uppercase;color:var(--mint-dark);font-size:8px;font-weight:800;display:block}.recommendation-banner strong{margin:5px 0;font:400 22px Georgia;display:block}.recommendation-banner p{color:var(--muted);margin:0;font-size:10px;line-height:1.45}.recommendation-banner button{background:var(--mint-dark);color:#fff;cursor:pointer;border:0;border-radius:7px;padding:10px 12px;font-size:9px;font-weight:700;position:absolute;top:50%;right:15px;transform:translateY(-50%)}.result-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.risk-card,.allocation-card{border:1px solid var(--line);border-radius:10px;padding:17px}.risk-card>span{text-transform:uppercase;letter-spacing:1px;color:var(--muted);font-size:10px}.risk-card>strong{margin:9px 0;font:400 25px Georgia;display:block}.risk-bars{gap:4px;margin:12px 0;display:flex}.risk-bars i{background:#e5e9e8;border-radius:5px;flex:1;height:5px}.risk-bars i.filled{background:var(--mint-dark)}.risk-card small{color:var(--muted);font-size:10px;line-height:1.45}.allocation-card{justify-content:space-around;align-items:center;display:flex}.donut{background:conic-gradient(var(--navy) 0 55%,var(--mint) 55% 90%,var(--sand) 90%);border-radius:50%;place-items:center;width:95px;height:95px;display:grid;position:relative}.donut:after{content:"";background:#fff;border-radius:50%;position:absolute;inset:13px}.donut span{z-index:1;text-align:center;font:400 18px Georgia}.donut small{color:var(--muted);font:9px Arial;display:block}.legend p{align-items:center;gap:6px;margin:8px 0;font-size:10px;display:flex}.legend i{border-radius:50%;width:7px;height:7px}.navy{background:var(--navy)}.mint{background:var(--mint)}.sand{background:var(--sand)}.loss-summary{background:#f6f4ef;border-radius:8px;grid-template-columns:1fr auto;align-items:center;gap:3px 15px;margin-top:12px;padding:12px 16px;display:grid}.loss-summary span{font-size:11px}.loss-summary strong{color:#9b4f46;grid-area:1/2/3;font:400 21px Georgia}.loss-summary small{color:var(--muted);font-size:9px}.reason{flex-wrap:wrap;align-items:center;gap:9px;margin-top:12px;font-size:9px;display:flex}.reason strong{width:100%;font-size:11px}.reason span{color:#376b59;background:#eef6f2;border-radius:12px;padding:5px 8px}.scope-gate{border:1px solid var(--line);background:#fbfcfb;border-radius:10px;margin:14px 0 20px;padding:14px}.scope-gate>div:first-child{justify-content:space-between;gap:14px;display:flex}.scope-gate strong{font-size:12px}.scope-gate p{color:var(--muted);max-width:430px;margin:0;font-size:9px;line-height:1.4}.scope-options{gap:6px;margin:12px 0;display:flex}.scope-options button{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:7px;padding:8px 10px;font-size:9px;font-weight:700}.scope-options button.selected{background:var(--ink);border-color:var(--ink);color:#fff}.bib-blocked,.bib-ok{border-radius:7px;gap:8px;padding:10px 12px;font-size:9px;line-height:1.45;display:flex}.bib-blocked{color:#7c3e32;background:#fff0ec;border:1px solid #efc8bb;flex-direction:column}.bib-ok{color:#32634f;background:#eef7f2}.card-footer{border-top:1px solid var(--line);justify-content:space-between;align-items:center;margin:auto -48px 0;padding:18px 48px;display:flex}.back{color:var(--muted);cursor:pointer;background:0 0;border:0;font-size:12px}.primary{background:var(--ink);color:#fff;cursor:pointer;border:0;border-radius:8px;padding:13px 18px;font-size:12px;font-weight:700;box-shadow:0 6px 16px #142c3626}.primary span{margin-left:12px}.primary:disabled{opacity:.35;cursor:not-allowed}.export-actions{gap:8px;display:flex}.secondary{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:8px;padding:12px 15px;font-size:11px;font-weight:700}.assistant-panel{flex-direction:column;min-height:610px;display:flex;overflow:hidden}.assistant-head{border-bottom:1px solid var(--line);align-items:center;gap:10px;padding:18px 20px;display:flex}.avatar{background:var(--ink);color:#fff;border-radius:50%;place-items:center;width:37px;height:37px;font:italic 17px Georgia;display:grid;position:relative}.online{background:#42ac7c;border:2px solid #fff;border-radius:50%;width:9px;height:9px;position:absolute;bottom:1px;right:0}.assistant-head div:nth-child(2){flex-direction:column;display:flex}.assistant-head strong{font:400 16px Georgia}.assistant-head span{color:var(--muted);margin-top:2px;font-size:9px}.assistant-head button{border:1px solid var(--line);width:23px;height:23px;color:var(--muted);background:#fff;border-radius:50%;margin-left:auto;font:italic 12px Georgia}.trust-note{background:#eef6f2;border-bottom:1px solid #dceae4;gap:9px;padding:12px 15px;display:flex}.trust-note>span{color:var(--mint-dark)}.trust-note p{color:var(--muted);margin:0;font-size:9px;line-height:1.45}.trust-note strong{color:var(--ink)}.messages{flex-direction:column;flex:1;gap:9px;max-height:355px;padding:18px 16px;display:flex;overflow:auto}.message{background:#f1f3f2;border-radius:4px 12px 12px;max-width:92%;padding:11px 12px;font-size:11px;line-height:1.55;animation:.25s appear}.message.user{background:var(--ink);color:#fff;border-radius:12px 4px 12px 12px;align-self:flex-end}.quick-actions{gap:6px;padding:0 15px 10px;display:flex;overflow:hidden}.quick-actions button{white-space:nowrap;border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:16px;padding:7px 9px;font-size:9px}.chat-form{border:1px solid var(--line);background:#fff;border-radius:9px;margin:0 15px 10px;padding:4px 4px 4px 12px;display:flex}.chat-form input{border:0;outline:none;flex:1;min-width:0;font-size:11px}.chat-form button{background:var(--ink);color:#fff;cursor:pointer;border:0;border-radius:7px;width:31px;height:31px}.ai-note{color:#89969a;text-align:center;padding:0 17px 15px;font-size:8px;line-height:1.4}footer{color:#829095;text-transform:uppercase;letter-spacing:.7px;border-top:1px solid #dddcd5;justify-content:space-between;margin-top:auto;padding:16px 4.5vw;font-size:9px;display:flex}.login-shell{background:radial-gradient(circle at 20% 15%,#fff 0,transparent 28%),var(--cream);place-items:center;min-height:100vh;padding:24px;display:grid}.login-card{background:#fffffff5;border:1px solid #132c361a;border-radius:16px;width:min(440px,100%);padding:42px;box-shadow:0 22px 65px #2a3a371f}.login-brand{align-items:center;gap:12px;margin-bottom:34px;display:flex}.login-brand>div{flex-direction:column;display:flex}.login-brand strong{font:700 22px Georgia,serif}.login-brand span:last-child{color:var(--muted);letter-spacing:1.3px;text-transform:uppercase;margin-top:3px;font-size:9px;font-weight:700}.login-kicker{color:var(--mint-dark);letter-spacing:1.3px;text-transform:uppercase;margin:0 0 10px;font-size:10px;font-weight:800}.login-card h1{letter-spacing:-1px;margin:0;font:400 38px/1.1 Georgia,serif}.login-copy{color:var(--muted);margin:13px 0 28px;font-size:13px;line-height:1.55}.login-form{gap:16px;display:grid}.login-form label>span{margin-bottom:7px;font-size:11px;font-weight:700;display:block}.login-form input{border:1px solid var(--line);background:#fff;border-radius:8px;outline:none;width:100%;padding:13px 14px}.login-form input:focus{border-color:var(--mint-dark);box-shadow:0 0 0 3px #17664f1a}.login-form button{background:var(--ink);color:#fff;cursor:pointer;border:0;border-radius:8px;margin-top:4px;padding:13px;font-size:12px;font-weight:700}.login-form button:disabled{opacity:.55;cursor:wait}.login-error{color:#7c3e32;background:#fff0ec;border:1px solid #efc8bb;border-radius:7px;margin:0;padding:10px 12px;font-size:11px;line-height:1.4}.login-note{border-top:1px solid var(--line);color:#89969a;margin:24px 0 0;padding-top:18px;font-size:9px;line-height:1.5}@keyframes appear{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}@media (max-width:900px){.secure,.brand-sub{display:none}.workspace{grid-template-columns:1fr}.assistant-panel{min-height:460px}.content-card{min-height:580px}.step span:last-child{display:none}}@media (max-width:600px){.topbar{padding:0 20px}.exit{padding:8px 10px}.progress-wrap,.workspace{width:calc(100% - 24px)}.content-card{padding:30px 20px 0}.card-footer{margin:auto -20px 0;padding:16px 20px}.content-card h1{font-size:34px}.form-grid,.service-grid,.result-grid,.disclosure-grid,.loss-scale{grid-template-columns:1fr}.allocation-card{min-height:145px}.recommendation-banner{padding:16px}.recommendation-banner button{margin-top:12px;position:static;transform:none}.scope-gate>div:first-child{display:block}.scope-gate p{margin-top:5px}footer{flex-wrap:wrap;gap:12px}.top-actions{gap:8px}.login-card{padding:30px 24px}.login-card h1{font-size:32px}}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}